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	<title>Comments on: Health Care in Germany: Reader Experiences</title>
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	<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/</link>
	<description>life, the universe, and Germany</description>
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		<title>By: mississauga dentist</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-103106</link>
		<dc:creator>mississauga dentist</dc:creator>
		<pubDate>Sun, 18 Jul 2010 09:41:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-103106</guid>
		<description>If this case happen in a first world country, what else can you expect in a third world country who even can not afford the patient to pay the bill in the hospitals. I received a lot of emails from friends that they are crying for help asking someone to pay their bills.</description>
		<content:encoded><![CDATA[<p>If this case happen in a first world country, what else can you expect in a third world country who even can not afford the patient to pay the bill in the hospitals. I received a lot of emails from friends that they are crying for help asking someone to pay their bills.</p>
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		<title>By: Gabe Fife</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-98131</link>
		<dc:creator>Gabe Fife</dc:creator>
		<pubDate>Sat, 19 Jun 2010 14:16:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-98131</guid>
		<description>hello,

i am working on getting funded for doctoral studies in konstanz.  from what i understand i may be funded just like most graduate students in the US and Germany and get some reasonable monthly stipend for conducting research projects (my current stipend for my master&#039;s is 15,500 USD per 10 months). It is also possible that i get more as i might be contracted through a private company...i wouldn&#039;t think that would account to a considerable amount either. with that said my concern is monthly health premiums. my wife is 31 and i am 27...will be 28 in december. i understand that monthly premium are determined on income but i have NO IDEA what this might be in germany as an american graduate student. it is likely that my wife may not have a job for a while as she would have to find work (one source of income).

any insight to this?

thanks!

gabe
.-= Gabe Fife&#180;s last blog ..&lt;a href=&quot;http://koreandojang.blogspot.com/2010/05/with-semester-coming-to-end-i-have-been.html&quot; rel=&quot;nofollow&quot;&gt;&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>hello,</p>
<p>i am working on getting funded for doctoral studies in konstanz.  from what i understand i may be funded just like most graduate students in the US and Germany and get some reasonable monthly stipend for conducting research projects (my current stipend for my master&#8217;s is 15,500 USD per 10 months). It is also possible that i get more as i might be contracted through a private company&#8230;i wouldn&#8217;t think that would account to a considerable amount either. with that said my concern is monthly health premiums. my wife is 31 and i am 27&#8230;will be 28 in december. i understand that monthly premium are determined on income but i have NO IDEA what this might be in germany as an american graduate student. it is likely that my wife may not have a job for a while as she would have to find work (one source of income).</p>
<p>any insight to this?</p>
<p>thanks!</p>
<p>gabe<br />
.-= Gabe Fife&#180;s last blog ..<a href="http://koreandojang.blogspot.com/2010/05/with-semester-coming-to-end-i-have-been.html" rel="nofollow"></a> =-.</p>
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		<title>By: Amy</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-20094</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Tue, 19 Jan 2010 23:43:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-20094</guid>
		<description>I had the scare of my life in Lower Bavaria a few weeks ago. I slipped on ice and fell unconscious. It was about 15 degrees Fahrenheit outside, and I wasn&#039;t found for three hours. Needless to say I had hypothermia and some cuts and bruises. I had no insurance, and had to be airlifted to a hospital in Regensburg. I stayed a total of about six hours at the hospital, and the bill for that was only about $350. It was the airlifting that was a killer bill. About $1,500, and then more for the ambulance and the doctor. But all in all, WAY less than I would have to pay here in the U.S. And the treatment was fair and honest. It was sad to have to pay so much for a silly accident, but the German Health Care system is so great, and it would have been about $20,000 had it happened here.</description>
		<content:encoded><![CDATA[<p>I had the scare of my life in Lower Bavaria a few weeks ago. I slipped on ice and fell unconscious. It was about 15 degrees Fahrenheit outside, and I wasn&#8217;t found for three hours. Needless to say I had hypothermia and some cuts and bruises. I had no insurance, and had to be airlifted to a hospital in Regensburg. I stayed a total of about six hours at the hospital, and the bill for that was only about $350. It was the airlifting that was a killer bill. About $1,500, and then more for the ambulance and the doctor. But all in all, WAY less than I would have to pay here in the U.S. And the treatment was fair and honest. It was sad to have to pay so much for a silly accident, but the German Health Care system is so great, and it would have been about $20,000 had it happened here.</p>
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		<title>By: Robin Morrison</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-14625</link>
		<dc:creator>Robin Morrison</dc:creator>
		<pubDate>Thu, 24 Sep 2009 02:41:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-14625</guid>
		<description>Dear Christina,

I am confused.  I am reading how amazing healthcare is in Germany, yet I recieved an email today from an old friend living in Kassel.  She is German, most likely a citizen.  She informed me in the email that I probably won&#039;t be hearing from her in the future due to kidney failure and not being able to afford a transplant or even dialysis.  She said she only has a few weeks that she is expected to live.  How can this be? Could you please help me to understand how this is possible.
I am unable to reach my friend to ask her myself, so I am hoping you can help me and most importantly, help my friend.
Thank you for your time, Robin Morrison</description>
		<content:encoded><![CDATA[<p>Dear Christina,</p>
<p>I am confused.  I am reading how amazing healthcare is in Germany, yet I recieved an email today from an old friend living in Kassel.  She is German, most likely a citizen.  She informed me in the email that I probably won&#8217;t be hearing from her in the future due to kidney failure and not being able to afford a transplant or even dialysis.  She said she only has a few weeks that she is expected to live.  How can this be? Could you please help me to understand how this is possible.<br />
I am unable to reach my friend to ask her myself, so I am hoping you can help me and most importantly, help my friend.<br />
Thank you for your time, Robin Morrison</p>
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		<title>By: Bryan</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-13498</link>
		<dc:creator>Bryan</dc:creator>
		<pubDate>Fri, 28 Aug 2009 04:41:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-13498</guid>
		<description>Thank you for publishing your opinins and making an effort to inform about the reality of healthcare outside the media world.  I lived outside of the US for the past five years and it really opened my eyes to so much.  I can now see both the great and the bad things about the USA, and no country is perfect.

Health care is a growing concern for me after having lived in Japan for 5 years.  I had private insurance the whole time, but the public option was available at all times for only slightly more than what I paid for private insurance.  Even for uninsured procedures such as child bith, I was looking at US $15,000 in America vs. US $6,000 in Japan, and that is without the reimbursements the government of Japan is offering now due to the population nose-dive.  Health care even without insurance in Japan is so much more affordable than anything in the USA.

I&#039;m in Charleston (SC) right now, and though my quality of life is better overall than what I and my family experienced in Japan (work and private life balance), health insurance is a major concern for me and my family.  My wife is a Japanese national and my son has dual citizenship, and I sleep better knowing that as citizens of a country that has public health insurance, at least they will be OK at the end of the day.  I worry though that if I &quot;take a fall&quot;, I won&#039;t be able to support them any longer.  Such is life in the USA though, at least for a new father like myself who is dependent on employer provided health care.  If only I could become a public servant!!!
.-= Bryan&#180;s last blog ..&lt;a href=&quot;http://gaoshancha.wordpress.com/2009/08/11/aerial-views-of-north-korea/&quot; rel=&quot;nofollow&quot;&gt;Aerial views of North Korea&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Thank you for publishing your opinins and making an effort to inform about the reality of healthcare outside the media world.  I lived outside of the US for the past five years and it really opened my eyes to so much.  I can now see both the great and the bad things about the USA, and no country is perfect.</p>
<p>Health care is a growing concern for me after having lived in Japan for 5 years.  I had private insurance the whole time, but the public option was available at all times for only slightly more than what I paid for private insurance.  Even for uninsured procedures such as child bith, I was looking at US $15,000 in America vs. US $6,000 in Japan, and that is without the reimbursements the government of Japan is offering now due to the population nose-dive.  Health care even without insurance in Japan is so much more affordable than anything in the USA.</p>
<p>I&#8217;m in Charleston (SC) right now, and though my quality of life is better overall than what I and my family experienced in Japan (work and private life balance), health insurance is a major concern for me and my family.  My wife is a Japanese national and my son has dual citizenship, and I sleep better knowing that as citizens of a country that has public health insurance, at least they will be OK at the end of the day.  I worry though that if I &#8220;take a fall&#8221;, I won&#8217;t be able to support them any longer.  Such is life in the USA though, at least for a new father like myself who is dependent on employer provided health care.  If only I could become a public servant!!!<br />
.-= Bryan&#180;s last blog ..<a href="http://gaoshancha.wordpress.com/2009/08/11/aerial-views-of-north-korea/" rel="nofollow">Aerial views of North Korea</a> =-.</p>
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		<title>By: Christina Geyer</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-13275</link>
		<dc:creator>Christina Geyer</dc:creator>
		<pubDate>Sat, 22 Aug 2009 19:29:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-13275</guid>
		<description>@yelli: I hadn&#039;t heard about that.  I&#039;ll have to look into it some and maybe update my article.  That NYT article is really fascinating.  I hadn&#039;t seen it, I wonder if many in the US have.</description>
		<content:encoded><![CDATA[<p>@yelli: I hadn&#8217;t heard about that.  I&#8217;ll have to look into it some and maybe update my article.  That NYT article is really fascinating.  I hadn&#8217;t seen it, I wonder if many in the US have.</p>
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		<title>By: Yelli</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-13241</link>
		<dc:creator>Yelli</dc:creator>
		<pubDate>Sat, 22 Aug 2009 06:05:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-13241</guid>
		<description>@christina - We knew before we got here we were not eligible. I didn&#039;t look @ the fine print! My fault. However, many people come into this situation unaware or with pre-existing conditions and can&#039;t qualify. 

On another note, did you see this article about public insurance in SF?
http://www.nytimes.com/2009/08/22/opinion/22dow.html?_r=1
.-= Yelli&#180;s last blog ..&lt;a href=&quot;http://50percentdna.blogspot.com/2009/08/funny-foto-freitag-special-heat-edition.html&quot; rel=&quot;nofollow&quot;&gt;Funny Foto Freitag - special heat edition&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>@christina &#8211; We knew before we got here we were not eligible. I didn&#8217;t look @ the fine print! My fault. However, many people come into this situation unaware or with pre-existing conditions and can&#8217;t qualify. </p>
<p>On another note, did you see this article about public insurance in SF?<br />
<a href="http://www.nytimes.com/2009/08/22/opinion/22dow.html?_r=1" rel="nofollow">http://www.nytimes.com/2009/08/22/opinion/22dow.html?_r=1</a><br />
.-= Yelli&#180;s last blog ..<a href="http://50percentdna.blogspot.com/2009/08/funny-foto-freitag-special-heat-edition.html" rel="nofollow">Funny Foto Freitag &#8211; special heat edition</a> =-.</p>
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		<title>By: Christina Geyer</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-13171</link>
		<dc:creator>Christina Geyer</dc:creator>
		<pubDate>Thu, 20 Aug 2009 23:19:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-13171</guid>
		<description>@isabella: Thanks! 

@yelli: I think that if you have a German contract, it shouldn&#039;t be a problem, that&#039;s how I started out and I had no issues whatsoever getting German insurance.  I think if you have a temporary or expat contract, you need to look carefully at what it says about healthcare.  Try to get into the German system if you can.

@rhona: Definitely check carefully on the health insurance.</description>
		<content:encoded><![CDATA[<p>@isabella: Thanks! </p>
<p>@yelli: I think that if you have a German contract, it shouldn&#8217;t be a problem, that&#8217;s how I started out and I had no issues whatsoever getting German insurance.  I think if you have a temporary or expat contract, you need to look carefully at what it says about healthcare.  Try to get into the German system if you can.</p>
<p>@rhona: Definitely check carefully on the health insurance.</p>
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		<title>By: Rhona</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-13157</link>
		<dc:creator>Rhona</dc:creator>
		<pubDate>Thu, 20 Aug 2009 15:40:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-13157</guid>
		<description>Ok, now I just read Yelli&#039;s comment. I think (am almost 100% certain) my employer will ensure I am covered but it is something for me to absolutely make sure of once I decide to move over.
.-= Rhona&#180;s last blog ..&lt;a href=&quot;http://251319.blogspot.com/2009/08/things-for-sale-and-packing.html&quot; rel=&quot;nofollow&quot;&gt;Things for sale and packing&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Ok, now I just read Yelli&#8217;s comment. I think (am almost 100% certain) my employer will ensure I am covered but it is something for me to absolutely make sure of once I decide to move over.<br />
.-= Rhona&#180;s last blog ..<a href="http://251319.blogspot.com/2009/08/things-for-sale-and-packing.html" rel="nofollow">Things for sale and packing</a> =-.</p>
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		<title>By: Rhona</title>
		<link>http://www.amiexpat.com/2009/08/20/more-real-experiences-with-the-german-health-care-systems/comment-page-1/#comment-13156</link>
		<dc:creator>Rhona</dc:creator>
		<pubDate>Thu, 20 Aug 2009 15:35:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.amiexpat.com/?p=1829#comment-13156</guid>
		<description>Wow, very interesting points on the Germany health care system. Sounds very similar to Canadian system (which I am grateful for on a daily basis). I can now rest assure that if/when I move back to DE, getting sick will not be a big issue.
No offense but....American HC sounds pretty bad. I dont want ot offend anyone but.....it makes me very sad to read about the lack of assistance the people receive.
.-= Rhona&#180;s last blog ..&lt;a href=&quot;http://251319.blogspot.com/2009/08/things-for-sale-and-packing.html&quot; rel=&quot;nofollow&quot;&gt;Things for sale and packing&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Wow, very interesting points on the Germany health care system. Sounds very similar to Canadian system (which I am grateful for on a daily basis). I can now rest assure that if/when I move back to DE, getting sick will not be a big issue.<br />
No offense but&#8230;.American HC sounds pretty bad. I dont want ot offend anyone but&#8230;..it makes me very sad to read about the lack of assistance the people receive.<br />
.-= Rhona&#180;s last blog ..<a href="http://251319.blogspot.com/2009/08/things-for-sale-and-packing.html" rel="nofollow">Things for sale and packing</a> =-.</p>
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